PayLoanToday.com is a service dedicated to providing financial services to people who need cash loans immediately. It is a large platform of direct lenders specializing in short-term loans, such as payday loans and cash advances till payday. If you need to borrow money today, our network is ready to help. All applicants can expect the funds the same day of their application. The whole loan application process is free of charge!
If you need a fast payday loan, all you have to do is use our short application form and wait for a quick approval. Why would you want to shop around, going from lender to lender and wasting your time and money when you can get access to many online lenders at the same time who will compete for your business. If you need a pay loan immediately and can’t wait, our direct lenders will get you a cash loan in a matter of minutes.
If you apply for a payday loan, you will never be asked to do any paperwork at all. The whole loan application process is paperless and faxless. Our payday loan direct lenders want to make it as fast as possible, so that they can meet your financial needs to your satisfaction.
Fast payday loans from direct lenders are available 24/7 night and day. We are even open on weekends and most national holidays. You can apply for a pay loan, knowing that you will receive your loan in a matter of hours or the next business day at the latest.
No credit check is required when applying for online payday loans. Direct lenders provide pay loans for bad credit and for all types of applicants. People with good, bad or horrible credit can apply and be approved for a low fee payday loan. Credit checks leave a mark on your credit report, which many lenders frown upon.
Need a payday loan asap? Most customers are approved for a loan in less than an hour. If your application has been approved, you will receive a money deposit directly into your account. All successful applicants are guaranteed to have the funds quickly at their disposal. The entire process is completely online in an electronic form.
If you need a fast no fax loan for $1000 or less, you can submit your application day or night and be approved instantly. The main prerequisite to receive a cash advance is employment but you can be unemployed and get approved as long as you get any type of benefits. Any kind of income will do. Loan lenders operating online understand that they have to meet your expectations as fast as possible, but they have to conduct credit check and other necessary verifications.
Our payday lenders provide a fast approval process that takes only a few minutes to complete. Your loan application is guaranteed to be processed in real time as you wait.
Disclosure: Our lenders may offer you a loan with an APR ranging from 390% to 780% based on a two-week loan.
The APR on a short term loan represents the amount of your loan, cost of the loan and term of the loan. Example: You borrow $100 for two weeks. A lender can charge you a $15 fee, which means you will have to repay $115 to the lender at the end of the term. The cost of the $100 loan is a $15 finance charge, which anounts to an annual percentage rate of 391 percent. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs, and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
If you do not pay your loan according to its terms, your lender may: • Charge you late fees • Send your account to a collection agency • Report your information to a consumer reporting agency, which may negatively affect your credit score • Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.