An emergency payday loan is a good option when/if facing a horrible cash shortage. When you need cash to pay a large bill that you didn’t expect or when your credit card is overloaded, you can use financial services online, offering quick emergency cash loans that you can use in a matter of hours. Online cash advances are intended as a short-term solution to solve an immediate emergency call. As such they can’t be used as a long term solution to your financial problems.
You need to know that an emergency cash advance is a short-term loan that needs to be paid back at your subsequent payday. When you receive your paycheck, you have to repay your obligations toward the lender. Online payday lenders specialize in emergency payday loans for people with less-than-perfect credit record. It usually take 1 hour for your loan to be approved. Bad credit score is a real drag and strain on your financial status, depriving you the ability to borrow cash whenever you need it at your convenience without any formal applications. Credit line are granted only to individuals with a good credit history.
Fortunately, there are online lenders who are willing to help you in your emergency situation and give you a 1 hour payday loan up to $1000,00. Some lenders may reject the amount of loan but not the loan itself. They believe you qualify, but they don't want the loan to be a huge burden on your budget. They may ofer a different amount, which they believe will be more managable for you.
In order to take out a loan you need to submit an online loan application that must be filled out in full. Your application is processed instantly by the network, which takes up to an hour to complete a verification process. When approved, you get a money transfer for the amount you have requested. The application is free and there is no charge for our services.
Disclosure: Our lenders may offer you a loan with an APR ranging from 390% to 780% based on a two-week loan.
The APR on a short term loan represents the amount of your loan, cost of the loan and term of the loan. Example: You borrow $100 for two weeks. A lender can charge you a $15 fee, which means you will have to repay $115 to the lender at the end of the term. The cost of the $100 loan is a $15 finance charge, which anounts to an annual percentage rate of 391 percent. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs, and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
If you do not pay your loan according to its terms, your lender may: • Charge you late fees • Send your account to a collection agency • Report your information to a consumer reporting agency, which may negatively affect your credit score • Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.